01
PurchaseConforming Fixed
3% down
Conventional fixed-rate options that allow for as little as 3% down with predictable long-term payments.
Most Popular
Available now
Programs and pricing your clients will love — processing, underwriting, and local appraisers that truly know our market. Aggressive options at very competitive rates.
16 programs available
Need help choosing?Conventional fixed-rate options that allow for as little as 3% down with predictable long-term payments.
Financing for raw land and lot purchases with options as low as 10% down.
Low-rate options for loan amounts up to $3 million for high-value properties.
Financing for the construction of a new home with as little as 5%* down.
97% financing with reduced mortgage insurance for qualified borrowers.
True 0% down payment option for both first-time and repeat home buyers.
Flexible programs and options for loans that don't fit "in the box."
Financing for newer condo projects that do not meet conventional guidelines.
Financing for qualified borrowers who have had a financial hardship such as a short sale or bankruptcy.
Apply cash toward a lower interest rate and shorter loan term instead of a traditional down payment.
Streamline renovation loans that allow for the purchase and rehab of a home in a single loan.
Practicing physicians may qualify for $0 down and no mortgage insurance.
Smaller down payments and expanded qualifying ratios. We can lend down to a 500 FICO score on FHA.
Closed-end 2nd mortgages and lines of credit, stand-alone or paired with a 1st mortgage up to 95% CLTV.
Home financing for established professionals for as little as 3% down without monthly mortgage insurance.
Options to assist with down payment and closing costs for qualified borrowers.
No credit pull. No spam. Just real pricing from a licensed California advisor.
* Down payment requirements vary based on credit, loan type, and program eligibility. Contact an advisor for full terms.